Loan Document Checklist

NOTE: EVERYTHING CHECKED, YOU WILL NEED TO CLOSE YOUR LOAN!

• ONE MONTH OF RECENT PAYSTUBS FOR ALL BORROWERS
• SIGNED COPIES OF LAST TWO YEARS TAX RETURNS-ALL SCHEDULES (INDIVIDUAL)
• SIGNED COPIES OF LAST TWO YEARS TAX RETURNS-ALL SCHEDULES (BUSINESS/SELF-EMPLOYED)
• LAST TWO YEARS W-2's FROM ALL EMPLOYERS
• LAST TWO YEARS 1099's FROM ALL EMPLOYERS
• SOCIAL SECURITY AWARD LETTER
• PENSION AWARD LETTER
• DISABILITY AWARD LETTER
• COPY OF LEASE(S) FOR RENTAL PROPERTIES AND CANCELLED CHECKS
• HOMEOWNER'S INSURANCE DECLARATION PAGE
• COPY OF SECURITY OR WARRANTY DEED (LEGAL DESCRIPTIONS)
• COPY OF MORTGAGE NOTE(S) 7 MORTGAGE STATEMENT(S) OR COUPON BOOKS
• LAST 12 MONTHS CANCELLED CHECKS FOR MORTGAGE
• LAST 12 MONTHS CANCELLED CHECKS FOR RENT PAYMENTS
• LAST 12 MONTHS CANCELLED CHECKS FOR ALIMONY PAYMENTS/COURT ORDER
• LAST 12 MONTHS CANCELLED CHECKS FOR CHILD SUPPORT PAYMENT/COURT ORDER
• LAST 3 MONTHS BANKS STATEMENTS (FOR EMPLOYED PERSON)
• LAST 24 MONTHS BANK STATEMENTS FOR SELF-EMPLOYED PERSON (PERSONAL)
• LAST 24 MONTHS BANK STATEMENTS FOR SELF-EMPLOYED PERSON (BUSINESS)
• COPY OF CREDIT CARD STATEMENTS FOR ACCOUNTS TO BE PAID OFF
• DIVORCE DECREE
• BANKRUPTCY FILING PAPERS & DISCHARGE PAPERS
• LETTER OF EXPLANATION FOR DEROGATORY CREDIT
• COPY OF SALES CONTRACT WITH SIGNATURES (PURCHASE ONLY)

*PLEASE SUBMIT THESE DOCUMENTS AS SOON AS POSSIBLE TO PREVENT ANY DELAYS IN PROCESSING YOUR LOAN